Before you start the homebuying process, make sure your credit and finances are ready for homeownership. This means taking the time to improve your credit if needed and paying down debt, which can help you get a lower mortgage rate. You should also aim to spend less than 28% of […]

Homeowners insurance and mortgage insurance are both types of insurance that can add to the cost of owning property, and you’re likely to encounter both during the mortgage process. However, that’s where the similarity between them ends. Here’s the basic difference. Homeowners insurance protects your home and its contents. Mortgage […]